This is a Half-Duplex style home and features 5 total rooms, 1 full bath, 1 half bath, 2 bedrooms, and is currently available for $165,000.

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This is a Colonial style home and features 8 total rooms, 2 full baths, 1 half bath, 4 bedrooms, 0.75 Acres, and is currently available for $619,900.

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This is a Half-Duplex style home and features 5 total rooms, 1 full bath, 1 half bath, 2 bedrooms, and is currently available for $175,000.

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This property features 4 total rooms, 1 full bath, 1 half bath, 2 bedrooms, and is currently available for $1,400.

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This property features 5 total rooms, 2 full baths, 1 half bath, 3 bedrooms, and is currently available for $1,750.

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This property features 7 total rooms, 1 full bath, 1 half bath, 4 bedrooms, and is currently available for $1,700.

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This property features 7 total rooms, 1 full bath, 4 bedrooms, and is currently available for $2,200.

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Gather Information

In order to get started you will need to uncover all of the information you have, you will want to gather your deed and title paperwork. Make note of the first owner, year built, and the year the original owner sold it. You will also want to know the names of all the owners, as well as the years they bought and sold the property. All of this information may not be available on your deed but you will be able to find it at town hall or the registry of deeds.

You may find clues in the names of owners and years owned. Pay attention to details and look for clues. Some clues to the history of the home may be: a family that owned the home for a long time, multiple property turnovers and inconsistencies in property or land descriptions.

Tackling the Records

Wading through the mountains of information may be difficult but don’t get discouraged. Information about your home’s owners will most likely be contradictory. Census records dating back to the year your house was built are likely available at your public library, a nearby university or your local historical society or museum. Review census rosters from the year closest to the one your house was built. Census records from the 1800s and early 1900s have lots of fun and interesting information and often include the names of all those living in a household at the time, their ages, occupations, places of birth, and sometimes more. You may also want to search for census data on the U.S. Census website.

Getting Help

Some of the language on deeds and title paperwork can be hard to understand put older language in the mix and it can be even more confusing. Ask friends who are lawyers, title-company employees or experts in historical documents for help. You can also turn to the internet for help. Use the internet to dig up any information you can find about the families who lived in your home, as well as the surrounding streets, neighborhoods, and landmarks. If prior owners of your home are relatives you can use genealogy web sites for research.

Getting a Feel for the Times

Read through newspapers from the year your house was built. You will start to get a sense of the historical times. Keep notes on everything you find that mentions your house and its occupants. In those times local papers covered social news of all kinds—dinner parties, haying trips, visits from out-of-town relatives—in addition to chronicling everything from world events to weather. They often covered construction of new homes, and may offer you information on where the builders got the materials used to build your house, why they made certain design decisions, and more.

More Information

For more information regarding researching homes you may want to try some of the books listed.

American Shelter: An Illustrated Encyclopedia of the American Home, by Lester Walker, Overlook Press, 1981
How Old is This House? by Hugh Howard, Farrar, Straus, and Giroux, 1989
House Styles in America, by James C. Massey and Shirley Maxwell, Penguin Studio, 1996
Old American House, by Henry Lionel Williams and Ottalie K. Williams, Bonanza Books, 1957
A Field Guide to American Houses, by Virginia and Lee McAlester, Random House, 1984

There are two main factors at play that make buying versus renting a better choice.

1. According to Rent.com, over the next two years rents could rise 7%.
2. Nationally, home prices have finally dropped enough to create a buying opportunity. Since the price peak in 2006, home prices are down 32%.

What does this mean for your pocketbook? Home ownership is a forced savings plan. The mortgage bill comes in every month, the homeowner pays it and the mortgage balance goes down. Experts agree most homeowners will break even after just eight years in their home.

Renters, meanwhile, are just as likely to spend their savings as homeowners. They’ll wind up with less money over the long haul because they have no forced savings.  To see the real savings in dollars and cents, use a Rent vs. Buy Calculator.